Privacy Policy

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This Privacy Policy is provided in accordance with Regulation S-P, which requires financial institutions, including investment advisory firms, to provide notice to clients and prospective clients about their policies and practices related to the collection and use of non-public personal information.

Temper Wealth, LLC, doing business as Temper Private Wealth, operates as an independent advisory practice under the registered investment adviser Sandy Morris Financial & Estate Planning Services, LLC (“SMF”). As such, our privacy policy and practices align with SMF’s regulatory requirements.

We are committed to protecting your privacy and the confidentiality of your personal information. This Privacy Notice explains how we handle non-public personal information we collect about you, and how we keep that information safe.

To conduct regular business, we may collect non-public personal information about you from the following sources:

• Information you provide on applications, financial planning questionnaires, or other forms
• Information resulting from transactions with us or others
• Information from custodians or other service providers

This may include your name, contact information, social security number, financial account numbers, investment history, income, and other relevant financial details.

We do not sell your personal information. We only disclose your non-public personal information as required or permitted by law, such as:

• To third parties that help us provide investment advisory or account services (e.g., Charles Schwab & Co., Inc., mutual fund companies, insurance providers)
• To affiliates or service providers acting on our behalf under strict confidentiality agreements
• As necessary to comply with legal requirements, regulatory authorities, or law enforcement
• In connection with resolving disputes or maintaining risk control procedures

We may also share limited information with your other professionals (e.g., your CPA, attorney, or insurance agent) if authorized by you.

We maintain strict physical, electronic, and procedural safeguards to protect your non-public personal information. These safeguards are designed to comply with federal standards and ensure the confidentiality of your data.

Employees, contractors, and service providers who have access to your information are required to follow these safeguards and are subject to disciplinary action, up to and including termination, for any violations of our privacy standards.

Even if our relationship ends, we will continue to treat your information with the same level of confidentiality as when you were an active client.

Temper Private Wealth does not share any personal information, including SMS opt-in consent, with third-party marketing or non-affiliated organizations.

If you have any questions about this Privacy Policy or how your personal information is handled, please contact: Steven Zanolli, Chief Compliance Officer - Phone: (813) 443-0879