Temper Private Wealth
Temper Private Wealth
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  • Our Story
  • Your Team
    • Our Values
    • Our People
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    • Start Here
    • Our Story
    • Your Team
      • Our Values
      • Our People
      • Credentials That Count
      • Our Community Commitment
    • Your Experience
      • Your Experience
      • Bus. Owners & Families
    • Insights
    • Let's Connect
    • Client Portals
      • Client Portals
      • Upload Documents
  • Start Here
  • Our Story
  • Your Team
    • Our Values
    • Our People
    • Credentials That Count
    • Our Community Commitment
  • Your Experience
    • Your Experience
    • Bus. Owners & Families
  • Insights
  • Let's Connect
  • Client Portals
    • Client Portals
    • Upload Documents

YOUR TEAM

At Temper Private Wealth, we believe true financial guidance is not mass-produced. It’s carefully shaped through experience, clarity of purpose, and an unwavering commitment to doing right by our clients.


While we operate as a focused, boutique practice, our depth comes not from headcount, but from intentionality. With credentials like the CERTIFIED FINANCIAL PLANNER™ and Certified Private Wealth Advisor® designations, our approach reflects both technical rigor and real-world perspective, designed for those who expect more than a one-size-fits-all solution.


What defines us most is the way we work: deliberately, with care, and always in the interest of your long-term outcomes. In our view, financial planning is as much about stewardship as it is about strategy, and we’ve built this firm to reflect both.

OUR PEOPLE

Ralph Urena, LL.M., CPWA®, AAMS® - Founder - Financial and Wealth Planner - Temper Private Wealth

Ralph Urena, LL.M, CFP®, CPWA®

Founder - Private Wealth Advisor

 ✉  ☎

Michelle Urena - Director of Operations & Marketing - Temper Private Wealth

Michelle Urena

Director of Operations & Marketing

 ✉  ☎

Steve Zanolli - Portfolio Manager - Temper Private Wealth

Steve Zanolli

CCO & Portfolio Manager

 ✉  ☎

Rachel Miller - Private Client Wealth Concierge - Temper Private Wealth

Rachel Miller

Private Wealth Concierge

 ✉  ☎

Chris Conaughty - Paraplanner -Temper Private Wealth

Chris Conaughty

Senior Paraplanner

 ✉  ☎

Our ValuesOur CredentialsOur Community InvolvementLet's Connect!

INSIGHTS

We don’t write often. But when we do, it’s worth your time.

Temper Private Wealth / 10015 Gallant Ln, Tampa, FL 33625, USA /  813-435-9755 - Map & Directions


Temper Wealth, LLC, doing business as Temper Private Wealth, is an independent advisory practice. Investment advisory services are offered through Sandy Morris Financial & Estate Planning Services, LLC, an SEC registered investment adviser.


Custodial services provided by Charles Schwab & Co., Inc., member SIPC. Schwab is unaffiliated with Temper Private Wealth and does not endorse or recommend any particular advisor.


Information on this website is for informational purposes only and should not be construed as investment, legal, or tax advice. We do not provide legal advice. Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. Consult your attorney, accountant, or tax advisor prior to making any financial decisions.


Supervisory Office (813) 443-0879


For more information, please visit our [Full Disclosure page].


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