Disclosures

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Temper Wealth, LLC, doing business as Temper Private Wealth, is an independently owned advisory practice offering holistic financial planning, investment advisory services, and strategic wealth solutions. Investment advisory services are offered through Sandy Morris Financial & Estate Planning Services, LLC, an SEC registered investment adviser. Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training, nor does it constitute an endorsement by the Commission.

Custodial and brokerage services are provided by Charles Schwab & Co., Inc., a FINRA-registered broker-dealer and SIPC member. Schwab is unaffiliated with Temper Private Wealth and does not supervise, endorse, or warrant the quality of services offered by Temper Private Wealth.

The content of this website is for informational purposes only and should not be interpreted as an offer to buy or sell any securities or investment advisory services. Nothing contained on this site constitutes financial, legal, or tax advice. We do not provide legal advice. All users are encouraged to consult their own legal counsel, tax professionals, or accountants before making any financial decisions based on information found on this website.

Investing involves risk, including the potential loss of principal. No strategy can assure a profit or protect against loss during periods of declining values. All investments are subject to market fluctuation, and past performance is not a guarantee of future results.

Temper Private Wealth and its representatives conduct business only in jurisdictions where properly registered or exempt from registration. A formal client relationship is only established upon the execution of an advisory agreement.

Communication through this website or via email does not create a client relationship. Information submitted through the site is not encrypted or secure. Please do not send confidential or personally identifiable information until a client relationship has been formally established.

Third-party resources and links provided on this website are for convenience and informational purposes only. Temper Private Wealth is not responsible for the accuracy, reliability, or completeness of any third-party information and does not endorse the content of linked external websites.

CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® logo are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

CPWA® and Certified Private Wealth Advisor® are professional certifications issued by the Investments & Wealth Institute®. These marks demonstrate specialized knowledge in serving high-net-worth clients, and require rigorous education, testing, and adherence to a strict code of ethics.

For more information about our firm and services, please review our Form ADV Part 2A and Form CRS, available upon request or by visiting www.adviserinfo.sec.gov.